Saving Sunday: Start small
“The secret to savings is knowing you have enough and stopping the voice in your head that thinks adding more will make you happy.”
Imagine, at the end of the year, you will have emergency funds stashed away. You can start small ($20 a week will be $1000 at the end of 2017). To make it more solid, do it for 10 years, and you will have $10k saved for something really important in your life.
You do not need to change anything. Just add simple habits.
After all, what we are striving to be is one thing: Happy. To me, it is my friends, my family, my projects and quiet reading time that brings me happiness.
So since my kid was born, my motto is: Work less, spend less. So I can spend more quality time with them.
And to take one step further, I also love to have the sense of security a little bit. Thus, I started “saving.”
Here are simple “Habits” I created for myself:
- Don’t Do “debt”
- Be a mindful spender
- Save now. Spend later. (“Do I need this?”)
- Avoid cheap stuff. They won’t last.
- PLAN AHEAD.
Of course, I go nuts during the holiday seasons. But I have $500 cash from SaveALope as my part of annual budget. And the rest ($1000) goes to the “annual saving account.”